- You may save current income for day-to-day needs because a gift of stock does NOT come out of your cash flow.
- You may save taxes three ways: Income tax as a result of the tax savings your experience, Capital Gains tax, and Medicare surtax.
- You may lower the "cost" of your gift.
Round all dollar figures to the nearest dollar; do not use commas or decimal points. All calculations assume that you have held any stock being considered for more than 12 months.